LIC OF INDIA: "Jeevan Umang Policy" Retirement Solutions For Life! Happily ever after is still within your grasp.

Cash Flow forever to those who have been abandoned by governments, corporations, and their most loved ones.

Would You like to create a tax-free guaranteed regular income for a lifetime along with capital appreciation and leave a great legacy to your loved ones?

WELCOME TO CREATE A TAX-FREE GUARANTEED REGULAR INCOME FOR A LIFETIME ALONG WITH CAPITAL APPRECIATION AND LEAVE A GREAT LEGACY TO YOUR LOVED ONES FROM THE MOST VALUABLE & STRONGEST INSURANCE BRAND IN THE WORLD

Our job is to create a habit of saving for the long-term financial goals and make you RICH. There are a lot of ways to build wealth, but there is a simple, sure way that can always work. You need to save just 10% of your income for the long term. You must save at least 10% of your income every month as you pay your monthly rent or electricity bill, gas bill, and mobile bill.

Develop a habit of saving money as you have developed the habit of bathing, washing your hands before meals or shaving. Develop a habit as you have developed wearing a seat belt while driving or wearing a helmet while riding.

If you cannot have certain luxuries now and maintain your savings ritual, postpone the luxuries now so you can enjoy them and financial security later.

Once you have developed the habit of saving, your money will earn money for you.

RETIRE EARLY, RETIRE RICH!

Jeevan Umang Policy for retirement solution is built for uncertain markets like the one we are in today. The Jeevan Umang is a mathematically and scientifically proven approach that will enable you to create a secure retirement, no matter how long you live. You will retire with enough guaranteed lifetime tax-free income to cover your basic expenses and leaving a great legacy to your loved ones.

You will feel comfortable that you have a strategy in place so that your basic living expenses are covered for life and there is something leftover to play with. With the crazy financial markets of the last decade, most people feel that a storybook retirement is no longer possible.

Here to save the day is Birendra Xalxo Development Officer at LIC OF INDIA. He shares the math and science behind a successful retirement. Despite what most experts say, happily ever after is no longer within your grasp.”

Jeevan Umang Policy (T-945) offers financial services dealing with the major human issues of our time:

• Jeevan Umang Policy provides peace of mind (Keeping a business or family going) when people die prematurely.
• Jeevan Umang Policy provides people with a worry-free retirement with a tax-free guaranteed regular income for lifetimes, they can’t outlive so they can maintain their independence.
• Jeevan Umang Policy protects that income if they get sick or disabled so that they maintain their dignity.
• And finally, Jeevan Umang Policy provides a legacy when they die.

These are the human issues of our time and what the business of financial services is all about. Jeevan Umang Policy provides critically needed help to those who have been abandoned by governments, corporations, and their most loved ones. By helping people enjoy independence and dignity in their lives.

This is only for illustration purposes.

Recruitment - Life Insurance Advisor

You  create a 2^nd source of income without leaving your job.

You help people to develop a habit of saving (as they pay EMIs) and benefit them the magic of compound interest.

 You help people in planning for health insurance, creating emergency funds, protecting their potential income, and planning for their disability insurance.

You  help people to fulfill their dreams when they are alive, and when they die prematurely would you like to help their families to meet their basic needs.

You help people to create tax-free guaranteed regular income for a lifetime to meet their basic needs, along with the wealth creation when they retire.

You will learn step by step, how to do need analysis of people to provide them the best financial solution to solve their financial problems.

You will learn to manage yourself according to time and how to take time to start a side hustle.

You will learn to create additional income so you should not depend on salary.

You will learn step by step how you can use the current job to start your entrepreneurial journey without leaving your job.

You will learn lead generation on social media so you are not limited to time.

You will learn to Create irresistible offers to make sales effortless while building extreme goodwill with your customers.

You will learn how your 20% effort can give you an 80% result.

LIC OF INDIA needs no introduction. Even after 20 years of opening up of the insurance industry the corporation stands tall  with a market share (as on 30/09/2020) of 67.82% in policies and 70.57% in first-year premium income.

We look forward to the “happier days” in the future, we are carrying out a special campaign as a mission to bring 10000 new members to our fold to join us as an insurance advisor. Life Insurance marketing, though a little different and challenging is extremely rewarding and enjoyable. We assure this campaign will provide an excellent opportunity to all men and women, youngsters and experienced especially unemployed youth and those who are looking for a 2^nd source of income. As you know the acceptability of the BRAND LIC  is tremendously amongst all sections of the people in the society. LIC O INDIA today has a strong and satisfied network of more than 1.2 million agents.

We urge you to join us for a wonderful career as a life insurance advisor either part-time or full-time. You may also inform and refer any other suitable candidates amongst your near and dear ones to do the same by contacting us. We will be more than happy to welcome thousands of new members to our LIC family to build an excellent career in LIC OF INDIA. 

हमलोगों के टीम के एक व्यक्ति ने एक बार मुझसे पूछा था कि LIC मुझे क्या देगी ?

मैंने बताया कि LIC  किसी को कुछ भी नहीं देती है, यह उस व्यक्ति पर निर्भर करता है कि वो LIC से क्या-क्या  ले सकते हैं।

उपर  जिस महान व्यक्ति ( श्री भरत पारेख जी ) की कहानी आपने पढ़ा होगा उनकी सालाना आमदनी 8,00,00,000 रूपये है। ऐसा नहीं है कि इस राशि के बाद LIC भुगतान नहीं करेगी। इस राशि से ज्यादा भी भुगतान के लिए तैयार है।

LIC OF INDIA truly cares for their agents. At this time of lockdown, this is how LIC is helping its agents.

कम मेहनत मे Regular Income कैसे बनाएँ? Passive Income | Recurring Revenue!
 You can be financially free!

Requirements :

Qualification:10th

Minimum/Maximum Age:18 years /No limit

Documents to be uploaded on the image(jpg):

1. 10th Certificate

2. Aadhar card

3. Pan Card

4. photo size below 

5. signature size below 

6.  Free practical training by Development Officer for 25 hours.

7.Book Free

8.online/offline training fee, Registration Fee and Examination  is Rs 1100/- only

The Benefits :

Club membership and its benefit:

How an agent can become a club member?

The Agent to follow a simple formula for 3 years only .

To Qualify for the Membership of:

BM Club - Just 4/5 Lives every month (1 Life/Week)

DM Club - Just 7/8 Lives every month (2 Lives/Week)

ZM Club - Just 8/9 Lives every month (1 Life/3 Days)

CM Club - Just 11/12 Lives every month (1 Life/2 Days)

MDRT - Rs.200000 FPI Every Month

About MDRT

Founded in 1927, the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is a global, independent association of more than 49,500 of the world's leading life insurance and financial services professionals from more than 500 companies in 70 countries. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.

CORPORATE CLUB – DOUBLE MDRT

Planning & Execution Bring Success

What is Club Membership?

•Recognition for meritorious agents

•Performance reward

•Financial & Non-Financial motivator

•Inducement for higher performance

What are the Clubs?

•Corporate club

.Galaxy club

.Chairman’s Club

•Zonal Manager’s Club

•Divisional Manager’s Club

•Branch Manager’s Club

•Distinguished Agents Club

Distinguished Agents Club

•First Step in Club Membership

•Any Agent who has completed 1-year service will be eligible

•Minimum Net Lives: 40

•Minimum First Yr Comm: Rs.50,000/-

BM Club :

1.Minimum number Of lives: 15

2.Net number Of lives:50

or net number of lives inforce:150

3.renewal commission Paid: 50,000

4.First year commission: 35000

Benefits:

1. Stationery and Office allowance: Rs 1000

2.Sales promotion and gift items: Rs 500

3.Festival Advance: 15000

4.Letter heads with envelopes: 300 per year

5.Visiting Cards: 100 per year

6.Attestation of Age Proof: NA

7.MHR limit:10 lac

8.LIC Guesthouse: yes

9.Interest free Vehicle advance: two wheeler only

10.Housing Loan: NIL

11.Telephone Facility: Rs 1800 per year

12.Group mediclaim: Rs.100,000

13.Group term insurance: 55000

14. Conventions: 2nd Ac Train Fare + Rs.200 per day

DM Club

1.Minimum number Of lives: 20

2.Net number Of lives:80

or net number of lives inforce:250

3.renewal commission Paid: 95000

4.First year commission: 63000

Benefits:

1. Stationery and Office allowance: Rs 12000

2.Sales promotion and gift items: Rs 1000

3.Festival Advance: 20000

4.Letter heads with envelopes: 500 per year

5.Visiting Cards: 150 per year

6.Attestation of Age Proof: yes

7.MHR limit:20 lac

8.LIC Guesthouse: yes

9.Interest free Vehicle advance: two-wheeler only

10.Housing Loan: 9 LAKHS Cadre Loan @5% + 11 lakhs Extended @9.5%)

11.Telephone Facility: Rs 2400 per year

12.Group mediclaim: Rs.150,000

13.Group term insurance: 110000

14. Conventions: 2nd Ac Train Fare + Rs.400 per day

15.furniture Advance:35000

ZM Club

1.Minimum number Of lives: 30

2.Net number Of lives :100

or net number of lives inforce:400

3.renewal commission Paid: 147000

4.First year commission: 147000

Benefits:

1. Stationery and Office allowance: Rs 22000

2.Sales promotion and gift items: Rs 2000

3.Festival Advance: 20000

4.Letter heads with envelopes: 750 per year

5.Visiting Cards: 200 per year

6.Attestation of Age Proof: yes

7.MHR limit:30 lac

8.LIC Guesthouse: yes

9.Interest free Vehicle advance: up to 500,000/-

10.Housing Loan: 25LAKHS, { 11,25000/@5%, + 13.75000/-@ 9.5%}

11.Telephone Facility: Rs 4000 per year

12.Group mediclaim: Rs.200,000

13.Group term insurance: 200000

14. ZM Club Member - Rail Fare I class/II tier AC/III Tier AC sleeper Fare and out of pocket expenses

Rs. 1800

CM Club:

1.Minimum number Of lives: 40

2.Net number Of lives:130

or net number of lives inforce:600

3.renewal commission Paid: 210000

4.First year commission: 210000

Benefits:

1. Stationery and Office allowance: Rs 35000

2.Sales promotion and gift items: Rs 3000

3.Festival Advance: 20000

4.Letter heads with envelopes: 1000 per year

5.Visiting Cards: 250 per year

6.Attestation of Age Proof: yes

7.MHR limit:50 lac

8.LIC Guesthouse: yes

9.Interest free Vehicle advance: CM Club Max of 6 Lakhs (or) last 2 years Renewal commission

10.Housing Loan: 40LAKHS, { 18.50 LAKHS@ 5%, + 21.50LAKHS@ 9.5%}

11.Telephone Facility: Rs 6000 per year

12.Group mediclaim: Rs.300,000

13.Group term insurance: 400000

14. CM Club Member - Economy class Air Fare/II tier Ac/III tier AC sleeper Fare & out of pocket expenses

Rs. 3000/-

Galaxy Club: (MDRT)

Eligibility criteria for the Entry and Continuation in the club shall be fixed year by

the Central Office.

The requirement in the qualifying year (2014-15):

First Year Commission 10 lakh (without Bonus commission) OR

First-year Premium 40 lakh (In case of Single premium 6% credit will be given for First-year premium)

Benefits:

1.Main: Not clubbed with Fringe Benefits of any club.

2.Car Advance: Rs.10 Lakhs

3.Office Allowance: 50% of Actual Expenses or Rs.1,00,000 whichever is lower)

4.Telephone Charges : Rental + Calls Rs.12,000 per year

5.Letter Heads and Envelopes: 500 per year

6.Visiting Cards: 500 per year

7.Conventions: Airfare up to Rs.60,000 to attend MDRT meet / MDRT Experience meet + Rs.10,000 out of pocket expenses for MDRT meet

8.Blazer: Rs.5,000 once in 3 years

9.Other Benefits: Same as C.M. Club member

10.Group term insurance==6 lakhs.

11.Mediclame = 4 lakhs.

12.Housing loan===50 lakhs,{ 21.25lakhs+ 28.75lakhs}

13,Festivel adv,==22000/-

Corporate Club:

18 lac First Year Commission (excluding Bonus) in the year 2016-17 and 2017-18.

Benefits:

1. Stationery and Office allowance: Rs 125000

2.Sales promotion and gift items: Rs 500

3.Festival Advance: 30000

4.Letter heads with envelopes: 1500 per year

5.Visiting Cards: 1000 per year

6.Attestation of Age Proof: NA

7.MHR limit:10 lac

8.LIC Guesthouse: yes

9.Interest free Vehicle advance: Rs 30,00,000/-

10.Housing Loan: 60 lakhs. 28lakh @5% and 32lakh@9.5%}

11.Telephone Facility: Rs 15000 per year

12.Group mediclaim: Rs.500,000

13.Group term insurance: 800000

Benefits to ALL AGENTS:

CAR LOAN & QUANTUM*:

•CM Club Max of 6 Lakhs (or) last 2 years Renewal commission

•ZM Club Max of 5 Lakhs (or) 75% of last 2 years Renewal commission

•DM/BM Club Only 2-Wheeler Advance

*Interest-free for CM/ZM & 9% for other Agents – Repayment in 96 months

2-Wheeler advance & quantum

•Same as Car Loan

•Interest-free to Club Members

•9% to other Agents

60 Months recovery from the commission

Office Equipment:

•All Club Members are eligible

•Advance up to last year’s Renewal Commission

•Interest-free to Club Members

•9% interest to other Agents 36-months recovery

Can be availed 5 times in LIFE.

Medical Treatment of self/family

•Available to Club Members/ERC only

•In case of SERIOUS illness, advance equal to last year’s RENEWAL.

•Hospital Bills etc to be produced 9% interest & 36 months duration

Marriage of self/family:

•Available to Club Members/ERC only

•Advance equal to last year’s RENEWAL.

•Proof of marriage etc. to be given at 9% pa for 36 months

Religious ceremonies:

•Club Members/ERC Agents only

•Last year’s RENEWAL or Rs.25,000 whichever is minimum at 9% interest for 36 months.

It Can be availed 3 times in LIFE.

Repairs to Car/Bike:

•Quotations from Garage

•Upto Rs.20,000 for Car

•Upto Rs.10,000 for 2-Wheeler at 9% recoverable by 36 installments

Flood/Drought Advance:

•Club Member Agents/ ERC Agents

•Interest-free

Recoverable as per notification

Festival Advance:

•For Agents > 5 yrs : Rs.8,000/-

Agents 2 to 5 yrs : Rs.5,000/-

* Recoverable in 10 instalments

Training Advance:

•Maximum amount of Rs.7,500/-

•Interest-free repayment in 10 months

Any Agent who has completed 5 years of Service is eligible

Gratuity to Agents:

•Every Agent is eligible for Gratuity

•Completed 15 years of service

•Should have attained 60 years

•Gratuity is eligible for any Agent who has left the service of LIC provided 15 years of service is completed

Maximum eligible – Rs.2,00,000 increased to 3,00,000/-

Group Insurance:

•For all Agents with min 1-yr service

•With effect from 1.9.07

•Agents up to Age: 65 covered

•A very nominal premium is recovered from Commission during September. It is a Boon to all AGENTS of LIC agents.

Group Insurance Details:

Service----Risk Cover----annual premium

1 to 3 years--50000-------120

3 to 5 years--100000------240

5 to 10 years--300000-----720

above 10 years--500000-----1200

Group Mediclaim for Club Member Agents policy year 2018-2019

for club member agency year (2017-2018)

policy no. 12030034180400000011

New India Assurance Company

Corporate Club                     500000

Club Galaxy                          400000

Chairman's Club                    300000

Zonal Manager's Club           200000

Divisional Manager's Club    150000

Branch Manager's Club         100000

So why to go anywhere TRUST THY NAME LIC OF INDIA.

How you make others to protect their finances against uncertainty.:

Most people are so intent on investing and building assets that they forget to cover their risks. Since it’s crucial to secure their family and finances by creating an adequate insurance portfolio, You make them realize.